Rates and Payments Research
Monthly Payment
Calculate your payment and amortization schedule.
Compare Terms
Compare multiple terms for a given principal and rate. For example, see the difference between a 15 year and a 30 year mortgage.
Compare Rates
See how changes in your rate affect your payment for a given principal and term.
Mortgage APR
Find the APR on a fixed rate mortgage.
Balloon Payment
A balloon mortgage can reduce your monthly payments but may require refinancing at the end of the term.
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Interest Only
Compare monthly payment amounts for an interest-only mortgage and a principal-interest mortgage.
Adjustable Rate Mortgages
Determine monthly payments and the effective interest rate (APR) for an ARM.
Budgeting Decision Tools
Mortgage Qualifier
Find out if you qualify for a given mortgage and just much you can afford, then create an amortization schedule.
Payment Range
Plug in a high and low figure for a payment and see how it translates to a mortgage.
Mortgage Payoff
Save thousands of dollars in interest by increasing your monthly mortgage payment.
Bi-weekly Payments
Discover how much in interest you will save if you make 1/2 of your mortgage payment every two weeks instead of making a full mortgage payment once a month.
Mortgage Tax Savings
Estimate the tax savings you’ll realize by deducting interest and property tax payments.
Analysis For Renters
Rent vs. Buy
Factor in things such as interest, property taxes, tax savings, appreciation, opportunity costs, closing costs, and selling costs to see the real difference in renting versus buying.
Renter Affordability
Based on your current rent, find out how much of a mortgage you could afford.
Refinancing
Refinance Savings and Break-even
Should you refinance your mortgage? Use this calculator to determine what your new payment will be, how much you’ll save in interest and when you will break even.
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